I recently gave a talk to some payroll company owners and managers. The topic was a classic: Thinking About Optimizing Value.
Published on: 03/18/2019 | Category: Business Management
Lots of transactions going on: age of bureau owners, cost of next gen software, multiple service offerings requiring different expertise in addition to current structure , cyber security of data and flows of funds transfers, regulation, and industry consolidation.
Published on: 12/21/2017 | Category: Technology
Fintech: computer programs and other technology used to support or enable banking and financial services
Banking: a bank is a financial institution that accepts deposits from the public and creates credit. Due to their importance in financial stability of a country, banks are highly regulated in most countries.
HCM: Human Capital Management brings together payroll services, talent management, human resources management, time and labor management, and benefits administration.
Published on: 06/21/2017 | Category: Technology
The Crash of 2007 to 2010 took even the greatest of the money market funds down. It taught us that due diligence and liquidity matter. Those who survived were by in large chastened by a near death experience. They now long for the 5 to 10% of total revenues that “float” and higher interest rates brought them. Rates are rising slowly. It’s time to start watching the signs and learning about where to invest funds. You will find that the environment has changed.
Published on: 06/21/2017 | Category: Financial
Starting your own Company, for most, was not the job for a committee. For most founders, it’s the work of one and maybe a couple of partners, taking risks because they are convinced that they can serve customers better than the known competition. It’s making decisions with partial information and a small budget. It’s long hours for weeks, months, and even years.
Published on: 03/06/2017 | Category: Business Management
I have long harped that cyber security is a problem and that because the HCM community deals with critical financial and personal data, and large flows of funds that serious players should look at highly regulated industries and see what they and their regulators are doing to clean up their act.
Published on: 03/06/2017 | Category: Technology